INDUSTRIAL INSURANCE
1. Fire and special peril
Covers damage of buildings, furniture, fixtures, fittings & specified contents by fire, lightning, explosion of domestic cylinders, special perils such as flooding, hail, bursting of water pipes and impact.
2. Fire ( Loss of Profit )
This policy offers compensation for profits lost as a result of damage to insured property following a fire. Cover will be for Gross profits lost and for wages that continue to be paid during the period when the business is interrupted.
3. All Risk
Provides cover against accidental loss or damage within or out of the premises to items such as electronics, cameras, mobile phones, laptops and other similar equipment.
4. Electronic Equipment
Electronic equipment insurance covers all sudden and unforeseen physical losses, which are not subject of exclusions, listed in insurance conditions. Subject of insurance are individual pieces of equipment or computer and data processing equipment of the Insured.
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5. Contractor Plant and Machinery
Indemnifies the insured against sudden and unforeseen physical loss of or damage to the property insured.
6. Contractor All Risk
Contractors All Risks Insurance Policy provides an “ALL RISKS” cover available to contractors that will offer protection destruction or damage to;
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The contract works
Contractor’s plant & machinery at the site
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Materials on site
The scope of cover includes fire, burglary, floods, earthquake and unforeseen and accidental damage to the property insured. A limited amount will also be available for removal of any debris from a site after such damage/destruction.
7. Machinery Breakdown
Indemnifies the insured against sudden and unforeseen physical loss of or damage to the property insured.
8. Erection All Risk
Chubb’s Erection All Risks (EAR) insurance includes the erection and installation of electrical or mechanical plant and machinery. It’s ideal for mechanical and electrical contractors looking for annual contract cover or developers, manufacturers, power and energy companies involved in large and complex installations.